WHITE PAPER SMART PAY TOKEN (SPT) Smart pay token is the way in which a person or company can make payments to any part of the world, with blockchain technology to allow speed, security and low commissions in each transaction. What is the objetive? The main objective of the token is to integrate remittances worldwide from anywhere in the world in an easy, fast and friendly way. How is it developed? This token is found in the BSC Binance Smart Chain (BEP20) network through solidity with specific methods for the optimal functioning of the smart contract. How will remittances work? Each wallet of the users will be associated with a physical card, it is in this way that each time there is a transaction it will be deducted from their balance of tokens. For people SPT seeks to innovate and pioneer a new global payments system, helping tech experts who seek to avoid bank card fees or maintain their privacy, philosophical users seeking to change the world, those seeking to issue payments globally. most effectively, to those in third world countries seeking access to services for the first time, to developers seeking new technologies, to all those who have found many uses for Bitcoin. For each of these people we solve problems such as: • Perform transactions in SPT without intermediaries. • Transactions inside and outside cryptocurrency exchanges. • Avoid having to open a bank account to store fiduciary value. • Everything that one can do with cryptocurrencies as an individual can also be done with SPT. • Use your card as a form of payment in SPT. For businesses Merchants want to focus on their business, not payments. The lack of comprehensive, inexpensive and effective services. Payment solutions continue to affect merchants around the world, both large and small. Traders deserve more. Here are some of the ways Smart Pay can help you: • Price of products in SPT instead of Bitcoin (no mobile conversion rates / purchase windows). • Avoid fiat conversion between international currency pairs, conversion between cryptocurrency pairs and their volatility, fees and associated processes. • • Avoid chargebacks, reduce fees, and gain greater privacy. Anything that one can do with Bitcoin as a trader can also be done with SPT.