Useful information when relocating to the South of Spain Residence or holiday home Financing your property Even before considering where you want to buy, it is important to know whether this Having found your property, we can help you identify the best way to finance your property will be your principal residence or a holiday home. This has significant implications purchase, taking you through all the relevant options. for your wealth tax, inheritance tax, structuring of the acquisition and other matters. Using your own capital is not always in your best interest. Depending on your specific Before signing the final deed of sale, we therefore strongly recommend you contact our circumstances, it may be better to finance your purchase with a mortgage. Here again International Structurer and Estate Planner, who can help you optimise your financial we can offer various options. Working with you to find the construction that best suits arrangements. your needs and financing your new property from Luxembourg, the Netherlands, Jersey, The perfect house in the perfect location The South of Spain obviously has many real estate agents. We work with several of the region’s finest registered agencies and can give you the contact details of one with local knowledge of the particular area in which you are interested. Buying your property Once your offer has been accepted by the seller, a “compraventa” (preliminary sales contract) will be drawn up. Though this can be done by the real estate agent or their notary, we recommend you have it done by your own notary. In this brochure you will find the contact details of a notary who we can recommend. The “compravanta” should contain “conditions precedent” (things that must be delivered for the contract to be binding), such as building permits, urbanisation plans and required financing. You have seven days in which to cancel this contract without having to give a reason. After the seven days, you must deposit 10% of the sales price with the notary. The deposit will only be returned if the “compravanta” is cancelled for non-fulfilment of the conditions precedent. Within 3 months of the signing of the “compraventa”, the final deed should be signed. Guernsey or Asia. Lawyer Mil Abogados www.milabogados.com Kay Bergman M. 00 34 654 52 08 38/ T. 00 34 952 77 20 62 kay@milabogados.com Languages: UK, ES, NL Plaza Abogados www.plazaabogados.com Alicia Ruiz Home Finder Prestige Estates T. 00 34 952 82 80 51 a.ruiz@plazaabogados.es Languages: UK, ES, NL www.prestige-estates.com Patrick van Dam Hassans T. 00 34 952 83 44 90/ M +34 619 534 815 www.hassans.com patrick@prestige-estates.com Kenneth Bonavia M. 00 34 659 966 161/ T. 00 34 956 785 299 Casa Andalucia kenneth.bonavia@hassans.es Eduard Megens Languages: UK, ES, NL T. 00 34 686 931 876 info@casaandalucia-es.com De la Fuente & Oosterveen Advocaten www.casaandalucia-es.com www.fuente-oosterveen.com Home Builder Eliseo de la Fuente T. 00 31 010-2120273 Bonifacio Solis SL fuente@fuente-oosterveen.com Plaza Doña Elviria, Urb. Aloha Pueblo 2 Languages: UK, ES, NL Nueva Andalucía 29660 Marbella (Málaga) ARCOS & LAMERS T. 00 34 952 815 080/ F. 00 34 952 817 385 www.arcos-lamersasociados.com www.bsolis.com Wim Lamers M. 00 34 610 446 476/ T. 00 34 952 775 010 wl@arcos-lamersasociados.com Languages: UK, ES, NL Insurances HYPOTIENDA Ilse Burggraaf T. 00 34 951 319 383 info@hypotienda.com www.hypotienda.com Languages: UK, ES, FR, NL Op de Beeck Patrick Op de Beeck Tax Lawyer T. +34 952 772 571 patrick@opdebeeck-worth.com Gimbrère | Doorakkers Tax Lawyers www.opdebeeck-worth.com Dhr. Jan Doorakkers Languages: UK, ES, FR, NL Calle del Califa s/n, Lolas, puerta C. pl 2a, aprt. 3 Nueva Andalucía 29660 Marbella European driver’s license: T. 0034 951 419 998/ M. 0034 663 040 373/ F. 0034 952 810 480 You can drive with your EU drivers in Spain. In case of renewal you have to apply for a www.gimbreredoorakkers.com new driver’s license at the Embassy in Spain if you are a resident in Spain. doorakkers@gimbreredoorakkers.com International Estate Planning/Fiscal Advice Doctor Dr. Frank Buster Daniëlla van der Putte Medical Centre Monte Mar ABN AMRO Private Banking Avda. Carlota Alessandri 33 T. (+352) (0)621 165 514/ T. (+33) (0) 497 03 83 32/83 13 Fuengirola daniella.van.der.putte@lu.abnamro.com T. 00 34 608 658 338/ T. 00 34 952 473 170 Languages: UK, FR, NL Languages: UK, ES, GE, NL Euro Economics Dr. Carlos Azcona www.euroeconomics.com Medical Centre Centro Romano Barbara Ingenbleek T. Fuengirola: 00 34 952 471 362 barbara.ingenbleek@euroeconomics.com T. Nueva Andalucia: 00 34 952 810 154 T. 00 34 952 859 380/ M. 00 34 660 994 789 Languages: UK, ES, GE, NL Languages: UK, ES, FR, NL Internist Dr. J. Hakman La Cala Mijas T. 00 34 952 493 035/ T. 00 34 608 953 998 Languages: UK, ES, GE, NL Dentist Dr. Guido Clement Swans Primary School Medical Centre Centro Romano Urb. El Capricho s/n Nueva Andalucia 29602 Marbella T. 00 34 952 814 099 T. 00 34 952 77 32 48 www.drguidoclement.com Languages: UK, ES Languages: UK, ES, GE, FR, NL Swans Secondary School Dr. Wouter Teng Urb. Sierra Blanca Nueva Andalucia C/Lago de cisnes s/n T. 00 34 952 827 392/ T. 00 34 607 530 368 29602 Marbella Languages: UK, ES, GE, NL T. 00 34 952 902 755 Languages: UK, ES Clinica Dental Soriano Calle Calvario 8 Alboran College Edificio Marbelsun I (6th floor, apt 11) Urb. Ricmar s/n Centro Marbella 29604 Elviria Marbella T. 00 34 951 317 021 T. 00 34 952 839 646 www.cdsoriano.com Languages: UK, ES, GE, NL Languages: UK, ES, GE, NL International School International School Laude Urb. Nueva Andalucia Aloha English College Avda. De la Coruña 2 Urb. Nueva Andalucia 29670 San Pedro Alcantara 29600 Marbella T. 00 34 952 799 900 T. 00 34 952 814 133 info@laudesanpedro.com Languages: UK, ES www.laudesanpedro.com Languages: UK, ES, GE, NL Television : Satelliet Systemen (Canal Digital and Dutch TV) Judith & Eric Blankenstein Urb. Doña Pilar 77 29650 Mijas T. 00 34 952 591 603/ M. 00 34 676 888 565 info@je-system.net ELLAS (Ladies only) Languages: UK, ES, NL Femke Utrecht M. 00 34 687 549 962 TV Vlaanderen www.ellas-spanje.com T. 00 34 687 060 908 Languages: UK, ES, NL www.satelliettv.info Languages: UK, ES, FR, NL Telephone: www.movistar.es Nederlandse Business Club Costa Blanca (NBCCS) Dick Wolff M. + 34 626 392 011 www.nbccostablanca.com Languages: UK, GE, NL www.vodafone.es Business Clubs Spain/Marbella area Dutch Netwerk online InSpanje.nl Nederlandse Club Costa del Sol (NCCS) (60+) Else Beekman Kees van Rij M. 00 34 645 470 740 M. 00 34 91 353 75 39 else@inspanje.nl www.nederlandseclub.nl www.inspanje.nl Languages: UK, GE, NL World Citizen Services Spain Marbella Dutch Business Club Country Executive: Isabel Workel Kaspar Huijsman Avenida Jose Banus M. 00 34 687 549 957 Edificio Málaga, local 2b www.marbelladutchbusinessclub.nl 29660 Marbella Languages: UK, GE, NL Málaga Spain T. 00 34 952 908 843/ F. 00 34 952 814 880 Languages: UK, ES, GE, NL DISCLAIMER About ABN AMRO ABN AMRO Bank N.V. is established at Gustav Mahlerlaan 10, 1082 PP Amsterdam, 0900 - 00 24 (EUR 0.10 per minute), www.abnamro.nl. 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